Saturday, June 21, 2008

Oh What Do You Do In The Summertime When All The World Is [Brown]?

I drool on my playmat...
Eat my first ice cream (I know, I know... I have bad parents)...
Can lots of food with the stake canner...
Get dolled up in sleeveless shirts...
Buy my first pair of sandals...
Snuggle up with Daddy...
Make pretty bows for my hair...
Celebrate Grandpa Ray's Birthday...
Hang out with Grammie Lou on Thursday mornings while Mommy works...
Go swimming in Aunt Sharron's pool...

Is That What You Do? So Do I!


Thursday, June 12, 2008

Gas prices tightening your monthly budget? IRS CAN HELP!

With gas prices so high, Greg and I have been evaluating our monthly budget. In a financial planning course I took at BYU, I learned that tax refunds in large chunks are NOT the best solution to utilize or invest your money. I know it is fun to get an extra lump after filing taxes, but essentially we are just giving the government an "interest free" loan.
The IRS has a handy dandy "Withholding Calculator" (http://www.irs.gov/individuals/article/0,,id=96196,00.html) that is VERY easy to use. Greg and I discovered that we were paying WAY too much in taxes out of each paycheck and have now adjusted his W-4 so that WE get the money, instead of Uncle Sam. We are getting such a boost to Greg's paychecks, that we will now be able to pay off his 2007 car by the end of the year and eliminate that debt! Sure, we won't get a big lump sum after filing our taxes, but we will get the money dispersed through the year and use it more efficiently.
Just a few tips for those of you that would like to try this out:
  • Don't forget to include your tithing as a "charitable contribution" in the deductions.
  • You can figure out the taxes and interest on your home (which should also be included in the deductions) by accessing your mortgage information on your bank's website.
  • You should reconfigure your withholdings at the beginning of EVERY YEAR.

Monday, June 9, 2008

SAVE - money, money, money by the pound!

Hello! A friend just sent me the link to this fabulous website for grocery savings. It is only valid for Utah and Arizona. Sorry to all my other pals!

http://sistersavings.net/

Friday, June 6, 2008

Life is Like... Making Peach Freezer Jam

So I decided to be domestic and make homemade freezer jam with the peaches that my Grandpa had abounding on his tree. As I was reveling in my domesticity, I had some musings on how making peach freezer jam relates to life. I grabbed my camera and went to work.

Lesson #1 - Sometimes in life we have help (thanks Laura!), but sometimes that help has to leave and we are left to conquer our tasks and obstacles all on our own. If we stick to our guns, we can accomplish our goal and have a sense of ownership and fulfillment because we did it alone.
Lesson #2 - Sometimes we make huge, sticky, disgusting messes of our lives. But we have repentance (or clorox cleanup) to help wipe away the destruction and start anew.
Lesson #3 - Sometimes we have to learn things over and over and over again to finally make them stick. While making strawberry jam with my Aunt Sharron a few years ago, I stuck the wooden spatula into the blender (while it was blending) and ended up with strawberry jam a la wooden shards. This year, I did the SAME STUPID THING with the peach jam. Will I remember this the next time? Why can't we remember the lessons we learn the first time and avoid additional heartache time and time again?
Lesson #4 - Sometimes life gives us plump, juicy, yummy peaches to work with... and sometimes we get the small, molded, bug infested peaches. If we are willing to spend a little extra time carving out the "bad spots" of our lives, we can still have extra tasty jam in the end.
Lesson #5 - Hard work yields very satisfying and very yummy results. Sharing our results with others is yet another way we can bring happiness to ourselves and those around us. :)
(Oh and sometimes the results of our hard work tastes really awesome with butter on homemade rolls and warm toast.)

Sunday, June 1, 2008

A post for the Grandparents

This is a post dedicated 100% to sweet Emma, all Emma, only Emma. We have family all over the country and this blog is a great way to share with them the moments and glimpses of her little 4 month old life. All of you non-family-ite readers out there - PLEASE do not feel obligated to watch the videos. We just love our beautiful, perfect baby.

Here she is with Aunt Laura. Laura is going to be gone for the next 2 months and we are ALL going to miss her terribly! A lazy Memorial Day picnic at the park.
Her first swimming "experience" (translation: she screamed the MINUTE her feet touched the freezing water). Guess we will have to wait for the water to warm up a bit.
Her first hair cut. Much to the dismay of her father, I trimmed the bottom of Emma's hair to prevent a "rat tail" from forming. We don't want her to be ALL Kentucky. Come on.


Getting ready for church.


Greg calls her his "mohawk princess". This picture shows why.



Here she has found her tongue.

Wonder where she learned to talk so much?